GUYS! Hold on!
The shipping costs were only $19.90. I got a $20 donation already! We're covered! Nothing to worry! We have no choice but to limp around with the crappy router until the new one comes in next week.
I did the RMA today with Netgear (Thank GOD for lifetime warranties!!!!) This is the THIRD ONE in 6 years!!! And I'm getting a newer model since this one isn't being made any more (Well it's the SAME model number (FVS336G) but it's V2 not V1. Not sure what the differences are, but according to Netgear the newer ones are WAY more reliable!
I did contemplate getting the next model up (And keeping this RMA as a spare) as the traffic is growing every day, but I think this new version will prove to be better! At any rate, if this new one goes out in a few years then for sure it'll be around $400 for a new router that can handle twice the amount of traffic! What's there now is still a $200 router and hasn't screwed up ONCE until it completely puked (Won't keep the config and keeps hard rebooting) just now.
Thanks again Ken and everyone else! You know who you are!